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Consolidate your Student Loans and Save!


Refinance Image
  • Free, Fast, and Confidential
  • No Credit Check or Credit Pull
  • No Obligation!
  • Consolidate Existing Loans to as Low as 4.5%!
  • Consolidate To One Low Monthly Payment By Completing The Form!

Loan Information

How much student loan debt do you have?
Must have more than 1 loan

Have you ever consolidated your student loans?
Must not have consolidated previously to qualify
Are any of your student loans in default?
Must not be in default to qualify
Yes No
Will you graduate in the next 6 months?
Must have graduated or will graduate in 6 months to qualify
 

We Need To Verify Your Loan Information

Social Security Number - -
Your Social Security Number is required by our lender partners and will only be used to verify your loans with the US Department of Education National Student Loan Data System (NSLDS).
 

Your Contact Information


Your First Name:

Your Last Name:

Address:

City:

State, Zip Code:   

Your contact phone number: () -

Best Time to Contact:

Your E-mail address:
(example@mail.com)

I have read, understand and agree to abide by the Privacy Policy. I am consenting to be contacted by up to three business partners either by telephone or email, even if I have previously listed myself on any corporate, state or federal do not call list.



What does it mean to consolidate your federal student loans?

With about 2/3 of students graduating with student debt, it is common for a college graduate to have various types of student loans, some federal and some private. Typically students are given a 6-month grace period after graduation before payment requirements begin. The Federal Family Education Loan Program (FFELP) and the Federal Direct Student Loan Program (FFELP) allow students to consolidate Federal Perkins Loans, Stafford Loans, and Plus Loans into one new loan. In summary, student loan consolidation takes all your existing federal loans and combines them into one loan, with a low fixed rate.

What is the main benefit in providing debt relief?

Consolidating your student loans comes with many benefits. First, you simplify the repayment process by paying off your student loans with one single payment a month. Second, you can reduce your monthly student loan payment up to 53% with some lending partners, putting less strain on your monthly budget. Third, although the repayment term is longer (usually you can select a term from 10-30 years), your interest rate is reduced to a fixed rate. With a lower interest rate, you should pay off more then the monthly requirement if possible.  As a result, you end up paying less interest, as there are usually no prepayment penalties. Fourth, student loan consolidation can improve your credit score. If you cannot pay your current monthly requirements, consolidating will help, and therefore prevent the degradation of your credit score.

FILL OUT THE FORM TO THE LEFT AND GET QUOTES!
               

Great External Resource: Wikipedia Guide To Student Loan Consolidation